“The Influence of Capital Adequacy Ratio, BOPO, and Loan to Deposit Ratio on Non-Performing Loans in Conventional Banks in Indonesia Listed on IDX”. Dialektika : Jurnal Ekonomi dan Ilmu Sosial 11, no. 1 (March 30, 2026): 203–217. Accessed October 5, 2026. https://ejournal.uniramalang.ac.id/dialektika/article/view/7608.