Penggunaan Aplikasi Mobile Edukasi Keuangan: Mempermudah Akses Informasi dan Peningkatan Literasi Keuangan Masyarakat

PA Andiena Nindya Putri; Gayatri Nahdiyah  Husen; Budi  Prijanto; Kurniasih  Setyagustina; Pandu Adi  Cakranegara

doi:10.33379/icom.v4i2.4232

Penulis

PA Andiena Nindya Putri ITB Stikom Bali, Indonesia
Gayatri Nahdiyah Husen Universitas Muhammadiyah Kupang, Indonesia
Budi Prijanto Universitas Gunadarma, Indonesia
Kurniasih Setyagustina Institut Agama Islam SMQ Bangko, Indonesia
Pandu Adi Cakranegara Universitas Presiden, Indonesia

DOI:

https://doi.org/10.33379/icom.v4i2.4232

Kata Kunci:

Aplikasi Mobile, Edukasi Keuangan, Literasi Keuangan

Abstrak

Literasi keuangan yang rendah menjadi masalah sosial yang perlu ditangani dengan solusi inovatif. Penggunaan aplikasi mobile dalam kegiatan pengabdian kepada masyarakat di ITB Stikom Bali pada November 2023 memberikan kontribusi signifikan dalam meningkatkan pemahaman keuangan masyarakat. Melalui aplikasi ini, informasi keuangan menjadi lebih mudah diakses, sementara konten edukasi yang interaktif meningkatkan minat belajar. Fitur kalkulator investasi, pelacak pengeluaran, dan notifikasi pasar keuangan juga mendukung praktik keuangan yang bijaksana. Meskipun demikian, tantangan keamanan data dan aksesibilitas perlu terus diatasi. Kolaborasi antara lembaga keuangan, pemerintah, dan penyedia teknologi menjadi kunci untuk memaksimalkan dampak positif aplikasi mobile dalam meningkatkan literasi keuangan secara menyeluruh.

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