Introduction to Sharia Economics and Financial Literacy for Elementary School Students

Rihfenti Ernayani; Citra  Dewi; Nur  Dafiq; Rosdarni Rosdarni

doi:10.33379/icom.v4i1.4104

Authors

Rihfenti Ernayani Universitas Balikpapan, Indonesia
Citra Dewi Universitas Dehasen Bengkulu, Indonesia
Nur Dafiq Universitas Katolik Indonesia Santu Paulus Ruteng, Indonesia
Rosdarni Rosdarni Universitas Mandala Waluya, Indonesia

DOI:

https://doi.org/10.33379/icom.v4i1.4104

Keywords:

Sharia Economics; Financial Literacy; Indonesian School; Kuala Lumpur.

Abstract

This research delves into the introduction of Sharia Economics and financial literacy among students at the International School of Kuala Lumpur. Recognizing the importance of financial education and ethical financial practices, especially in diverse educational settings, this study aims to bridge the gap in understanding Islamic finance principles and fostering financial literacy among students. The background of the problem lies in the necessity to equip students with comprehensive knowledge of Sharia Economics, aligning with the multicultural context of Kuala Lumpur. The primary objective of this research is to assess the effectiveness of integrating Sharia Economics education and financial literacy within the curriculum of an international school. Through a systematic methodology, including surveys, workshops, and curriculum analysis, the research evaluates the students' understanding and engagement with Sharia Economics principles and financial literacy concepts. The findings reveal the significance of incorporating Sharia Economics and financial literacy education in the curriculum, highlighting improved awareness and comprehension among students. The integration of real-life examples and interactive learning methods enhances students' practical understanding of ethical financial practices within the Islamic framework. In conclusion, this research underscores the importance of promoting Sharia Economics education and financial literacy among students in international schools, emphasizing its role in shaping responsible financial behaviors and fostering a deeper understanding of ethical economic principles. The implications of this study extend beyond the classroom, emphasizing the broader significance of financial education in promoting economic sustainability and ethical financial practices in diverse global contexts.

References

Ansari, Y., Albarrak, M.S., Sherfudeen, N., & Aman, A. (2022). A Study of Financial Literacy of Investors—A Bibliometric Analysis. International Journal of Financial Studies, 10(2), 36. https://doi.org/10.3390/ijfs10020036

Dedi M., Ernayani R. (2022). Penerbit PT Sada Kurnia Pustaka. E-ISBN : 978-623-09-0780-7

Endah & Ernayani, Rihfenti. (2022). Teori Ekonomi Syariah. Penerbit Yayasan Muhammad Zaini. ISBN: 978-623-8065-00-4

Ernayani, Rihfenti & Purnamasari. (2022). Ekonomi Syariah. Penerbit PT. Global Eksekutif Teknologi. ISBN: 978-623-8051-95-3

Foster B, Sukono, Johansyah MD. Analisis Pengaruh Literasi Keuangan, Praktikalitas, dan Gaya Hidup Konsumen terhadap Penggunaan Uang Elektronik Berbasis Chip Menggunakan SEM. Sustainability. 2022; 14(1):32. https://doi.org/10.3390/su14010032

Gassouma, M.S., & Benhamed, A. (2023). Impact of the Islamic System on Economic and Social Factors: Macro-Economic Uncertainty Context. Ekonomi, 11(12), 303. https://doi.org/10.3390/economies11120303

Harahap, B., Risfandy, T., & Futri, I.N. (2023). Islamic Law, Islamic Finance, and Sustainable Development Goals: A Systematic Literature Review. Sustainability, 15(8), 6626. https://doi.org/10.3390/su15086626

Hoque MN, Rahman MK, Said J, Begum F, Hossain MM. Faktor-faktor apa yang Mempengaruhi Sikap dan Pola Pikir Pelanggan terhadap Penggunaan Layanan dan Produk Bank Islam di Bangladesh? Sustainability. 2022; 14(8):4703. https://doi.org/10.3390/su14084703

Jan A, Mata MN, Albinsson PA, Martins JM, Hassan RB, Mata PN. Penyesuaian Indikator Keberlanjutan Perbankan Islam dengan Tujuan Pembangunan Berkelanjutan: Rekomendasi Kebijakan untuk Mengatasi Pandemi COVID-19. Sustainability. 2021; 13(5):2607. https://doi.org/10.3390/su13052607

Kang, G-L., Park, C-W., & Jang, S-H. (2024). A Study on the Impact of Financial Literacy and Digital Capabilities on Entrepreneurial Intention: Mediating Effect of Entrepreneurship. Behavioral Sciences, 14(2), 121. https://doi.org/10.3390/bs14020121

Lada S, Chekima B, Ansar R, Abdul Jalil MI, Fook LM, Geetha C, Bouteraa M, Abdul Karim MR. Ekonomi Syariah dan Keberlanjutan: Analisis Bibliometrik Menggunakan R. Sustainability. 2023; 15(6):5174. https://doi.org/10.3390/su15065174

Liu S, He J, Xu D. Memahami Hubungan antara Literasi Keuangan dan Kewirausahaan Rumah Tangga Pedesaan China dari Perspektif Kendala Kredit dan Preferensi Risiko. International Journal of Environmental Research and Public Health. 2023; 20(6):4981. https://doi.org/10.3390/ijerph20064981

Menne, F., Mardjuni, S., Yusuf, M., Ruslan, M., Arifuddin, A., & Iskandar, I. (2023). Sharia Economy, Islamic Financial Performance and Factors That Influence It—Evidence from Indonesia. Economies, 11(4), 111. https://doi.org/10.3390/economies11040111

Pham, K.D., & Le, V.L.T. (2023). Nexus between Financial Education, Literacy, and Financial Behavior: Insights from Vietnamese Young Generations. Sustainability, 15(20), 14854. https://doi.org/10.3390/su152014854

Raza Rabbani M, Asad Mohd. Ali M, Rahiman HU, Atif M, Zulfikar Z, Naseem Y. Respons Layanan Keuangan Islam terhadap Pandemi COVID-19: Inovasi Sosial Terbuka dalam Sistem Keuangan. Journal of Open Innovation: Technology, Market, and Complexity. 2021; 7(1):85. https://doi.org/10.3390/joitmc7010085

Rihfenti, E. (2023). Peningkatan Minat Penggunaan Produk Keuangan Syariah Melalui Islamic Branding dan Literasi Keuangan Syariah. Jurnal Ilmiah Ekonomi Islam 9 (1), 1501-1508, 2023

Sijamhodžić-Nadarević D. Kontribusi Pendidikan Agama Islam terhadap Nilai-nilai Antarbudaya dalam Budaya Eropa Pluralistik: Wawasan dari Bosnia dan Herzegovina. Religions. 2023; 14(4):453. https://doi.org/10.3390/rel14040453

Swiecka B, Yeşildağ E, Özen E, Grima S. Literasi Keuangan: Studi Kasus di Polandia. Sustainability. 2020; 12(2):700. https://doi.org/10.3390/su12020700

Tok, E., Yesuf, A.J., & Mohamed, A. (2022). Sustainable Development Goals and Islamic Social Finance: From Policy Divide to Policy Coherence and Convergence. Sustainability, 14(11), 6875. https://doi.org/10.3390/su14116875