PERSEPSI KENYAMANAN PADA PENGGUNAAN SISTEM PEMBAYARAN DIGITAL DI MADRASAH TSANAWIYAH BAHRUL ULUM TAJINAN. mj-bahrain. 2025;2(1):9-17. Accessed October 5, 2026. https://ejournal.uniramalang.ac.id/mj-bahrain/article/view/7923