“PERSEPSI KENYAMANAN PADA PENGGUNAAN SISTEM PEMBAYARAN DIGITAL DI MADRASAH TSANAWIYAH BAHRUL ULUM TAJINAN”, mj-bahrain, vol. 2, no. 1, pp. 9–17, Nov. 2025, Accessed: Oct. 05, 2026. Available: https://ejournal.uniramalang.ac.id/mj-bahrain/article/view/7923