Analysis of Pricing in Murabahah Contract on Islamic Bank

Abstract

Murabaha is one of the contracts in Islamic financial transactions, which has the largest proportion of all Islamic financial transactions in Indonesia. Unfortunately, murabahah pricing is still a problem related to sharia compliance. This study aims to dissect the murabahah contract pricing system in one of the sharia banks in Malang. This research uses a descriptive qualitative approach involving staff and marketing documents of the bank in question. At the end of the study, it was found that the pricing system in Murabaha contracts is identical to the interest system in conventional bank operations. So, at the end of this section of the article, an alternative solution is recommended to calculate pricing.