Pengaruh Literasi Keuangan Syariah dan Persepsi Kepatuhan Syariah Masyarakat Kecamatan Kepanjen Kabupaten Malang Terhadap Minat Menjadi Nasabah Pada Bank Syariah

Abstract

The low level of Islamic financial literacy in Indonesia causes low public interest in becoming customers of Islamic banks. In addition, the gap that occurs between the level of Islamic financial literacy and Islamic financial inclusion in East Java causes other factors that influence the interest in becoming a customer at Islamic banks apart from the financial literacy factor. This study aims to determine the effect of Islamic financial literacy and the perception of sharia compliance of the people of Kepanjen District on the interest in becoming a customer at a sharia bank by using Planned Behavior theory and quantitative approach methods. While the sampling technique used is non-probabilty sampling technique with the selection of respondents using snowball sampling technique. This research was conducted by distributing online questionnaires to Kepanjen District. The results of this study are that there is a significant influence of Islamic financial literacy and perception of sharia compliance on interest in becoming a customer of shariah banking.