PEMBERDAYAAN MASYARAKAT MELALUI PERAN BMT UGT NUSANTARA DALAM MELATIH MANAJEMEN KEUANGAN TERHADAP PRODUK TABUNGAN TAMPAN (TABUNGAN MASA DEPAN)

Abstract

This activity aims to determine the quality of financial literacy in the Sumbermanjing Wetan area community regarding money management with future savings products (MAPAN) so that the increasingly diverse customer needs are also accompanied by intense competition, encouraging BMT UGT Nusantara Sumbermanjing Wetan branch to increase customer interest. Of course, using sharia principles with a mudharabah musyarakah agreement, where the hope is that the benefits obtained can help in the expected future. Financial institutions include banks and cooperatives, a financial institution that has a very important role in a country's economy as an intermediary financial institution. Indications for the development of Future Savings (TAMPAN) products are the result of developing previously existing products into new products. The methods used in this research are observation and documentation. The observation method used is non-participant observation. Non-participant observation means that the author is not involved and is only an independent observer. In the sharia financial system and Baitul Malwadhamil BMT, the profit sharing model only applies to business participation or business collaboration agreements.